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๐Ÿ•Œ Free Stocks & Funds Zakat Calculator โ€” Indonesia 2026

Calculate your Zakat on Stocks & Funds in Indonesia 2026 โ€” free, instant, halal-funded. Live IDR prices, Shafi'i madhab nisab. Scholar-reviewed by AAOIFI and IFA OIC standards.

๐Ÿ“ˆStocks & FundsZakat Calculator

๐Ÿ‡ฎ๐Ÿ‡ฉIndonesia ยท IDR

1Configuration

School of Jurisprudence (Madhab)

Nisab Threshold Basis

โš–๏ธCurrent Nisab: IDRย 120,870,000.0085g gold

โ„น๏ธ Gold: ~IDRย 1,422,000.00/g ยท Silver: ~IDRย 16,100.00/g (approximate โ€” connecting to live prices...)

2Your Zakatable Assets

๐Ÿฅ‡ Gold

Gold item 1

๐Ÿฅˆ Silver

IDR

Bank accounts, savings, deposits, cash on hand.

IDR
IDR

Total market value of all crypto holdings.

IDR

Inventory + cash on hand + trade receivables. Exclude fixed assets (machines, furniture).

๐Ÿ  Real Estate

Primary residence is exempt (scholarly consensus). Zakatable below applies only to property held for resale or rental income.

IDR
IDR

Only the amount saved โ€” not the property value itself.

IDR

3Debts & Liabilities

Shafi'i Ruling on Debts

The Shafi'i school does not permit deduction of debts from zakatable wealth. (Source: Al-Majmu' โ€” Imam al-Nawawi)

4Zakat Calculation Result

Enter your assets above to see your Zakat calculation.

Important Disclaimer

This calculator provides a general estimate based on commonly accepted scholarly guidelines. Zakat obligations can vary based on individual circumstances, madhab, and local scholarly opinions. Always consult a qualified Islamic scholar for a ruling specific to your situation. This tool does not constitute a fatwa or religious ruling.

About Stocks & Funds Zakat in Indonesia

Zakat on Stocks & Funds in Indonesia is 2.5% of its market value, payable once your holdings stay above the nisab threshold for one full lunar year (hawl). The nisab equals the value of 85 g of gold or 595 g of silver (2026).

Key facts
Zakat rate2.5%
Hawl (holding period)1 lunar year (โ‰ˆ354 days)
MadhabShafi'i

Calculate Zakat on your stock portfolio, ETFs, and mutual funds in Indonesia. Supports both market value method (for traders) and zakatable assets approach (for long-term investors). Prices in IDR, following Shafi'i guidelines.

Shafi'i Madhab Rule

Market value if held as investment. Zakatable assets approach if significant influence over company.

Source: BAZNAS (Badan Amil Zakat Nasional)

Frequently Asked Questions

How do I calculate Zakat on stocks in Indonesia?

There are two methods: (1) Market value method for active traders โ€” pay 2.5% on full portfolio value. (2) Zakatable assets method for long-term investors โ€” pay 2.5% on proportional share of company's zakatable assets (shortcut: ~0.75% of market value).

Is Zakat due on ETFs and mutual funds?

Yes. ETFs and mutual funds are treated the same as individual stocks for Zakat purposes. Calculate based on their market value on your Zakat date.

What about retirement accounts (401k, ISA, RRSP)?

Scholars differ. Many contemporary scholars say Zakat is due on the accessible portion. For locked retirement accounts, some scholars say Zakat is due when funds become accessible. Consult your local scholar.