Gold and Silver Nisab Values for 2026

The nisab is the minimum amount of wealth a Muslim must possess, held for one lunar year, before Zakat becomes obligatory. It is defined by the Prophet Muhammad (peace be upon him) in two quantities: 20 dinars of gold or 200 dirhams of silver.

The Two Classical Thresholds

• Gold nisab: 87.48 grams (20 mithqal / 7.5 tola)
• Silver nisab: 612.36 grams (200 dirhams / 52.5 tola)

These weights trace back to the hadith narrated by Ali ibn Abi Talib: “When you possess 200 dirhams and a year passes on it, five dirhams are due on it as Zakat” (Sunan Abi Dawud 1573).

Estimated 2026 USD Values

Based on spot prices in early 2026 (gold around $2,300/oz, silver around $28/oz):

• Gold nisab ~ $6,500 USD
• Silver nisab ~ $550 USD

The gap is significant. Most contemporary scholars recommend using the silver nisab because it yields a lower threshold, which means more of the poor become eligible to receive Zakat — closer to the spirit of the original ruling when both metals had similar purchasing power.

Which Nisab Should You Use?

• Safer for the poor (majority view): use silver nisab.
• Hanafi fiqh councils (some contexts): allow gold nisab for those whose assets are purely in gold or cash-equivalents.
• If you hold mixed assets (cash, gold, silver, crypto, business inventory), sum everything and compare against the silver nisab.

What Counts Toward Nisab?

Include: cash on hand, bank balances, gold and silver jewelry (per your madhab), business inventory, receivables you expect to be paid, crypto holdings, stocks and mutual funds held for trading.

Exclude: your primary home, personal vehicle, furniture, clothing, and tools of your trade.

Update Frequency

Metal prices move daily. Our calculator pulls live gold and silver spot prices so your nisab comparison reflects today’s market, not last year’s estimate.

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