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Calculate Zakat

Halal Monetization Charter

Last updated: 2026-05-07

Our pledge: Stability Protocol exists to help Muslims fulfil the duty of Zakat. We will never fund this work through advertising, affiliates, or sponsorships that violate the Sharia. This page is a binding public statement of what we accept and refuse.

1. What we refuse

  • Riba (interest) — conventional loans, credit cards, conventional banks, leverage forex, crypto-staking platforms, lending protocols (Aave, Compound).
  • Maysir (gambling) — casinos, sports betting, lotteries, speculative trading platforms.
  • Programmatic ad networks — Google AdSense, Mediavine, Raptive, Ezoic, Snigel, AdThrive, and any network that cannot guarantee halal-only ad delivery. Even with category blocking, these networks structurally deliver some haram ads.
  • Haram industries — alcohol, pork, dating, adult content, tobacco, conventional non-takaful insurance.

2. What we accept

  • Muslim Ad Network and equivalents — pre-curated halal advertising networks with active editorial review.
  • Sadaqa and project support — voluntary contributions, with two clearly separated channels (see below).
  • Vetted affiliate programs — Islamic finance institutions with a named Shariah Supervisory Board (Wahed Invest, Al Rayan Bank, Funding Souq), Islamic education (Bayyinah TV), halal travel (HalalBooking), modest fashion (Modanisa, Haute Hijab), halal cosmetics (Tuesday in Love), takaful providers.
  • Direct B2B sponsorships from mosques, Islamic NGOs (Islamic Relief, Muslim Aid, Penny Appeal, MATW Project), AAOIFI-certified fintech.

3. Validation procedure for partners

Before any new affiliate, network, or sponsor is integrated, we verify:

  1. A named, active Shariah Supervisory Board is publicly listed on their official site.
  2. Certification by AAOIFI, Amanah Advisors (Mufti Faraz Adam), Shariyah Review Bureau, or an equivalent recognised body.
  3. Their primary catalogue contains no riba-based products.
  4. Independent review (Islamic Finance Guru, recognised muftis) does not flag concerns.
  5. If a single criterion fails, we refuse the partnership.

4. Religious content review

The fiqh content of the calculator (nisab thresholds, 2.5% rate, the four madhabs, scriptural sources) was reviewed and approved by a qualified imam on 19 April 2026. We are working toward a formal third-party shariah audit by an institution such as Amanah Advisors (UK) or Shariyah Review Bureau (Bahrain), and we will publish the certificate the day it is issued.

5. Two separated funding channels

To stay honest with the community, we keep these strictly separated:

  • Sadaqa Jariya — a passthrough page directing your sadaqa to verified Islamic charities (MATW Project, Islamic Relief, Penny Appeal). Stability Protocol does not receive any of these funds.
  • Support the project — a separate, clearly labelled page for users who wish to support our development and infrastructure costs. We do not call this sadaqa, because it is a service contribution, not a religious donation.

6. Concerns or violations

If you spot any partner, link, or advertising on this site that you believe violates this charter, please email [email protected]. We will investigate within 7 days and remove the partner if the concern is validated. Public accountability matters more than revenue.