🕌 Free Stocks & Funds Zakat Calculator, Germany 2026
Calculate your Zakat on Stocks & Funds in Germany 2026: free, instant, halal-funded. Live EUR prices, Hanafi madhab nisab. Based on AAOIFI & IFA-OIC standards and classical fiqh sources.
📈Stocks & FundsZakat Calculator
🇩🇪Germany · EUR
1Configuration
Country
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Current limitation: total wealth is compared with one threshold. Gold and silver nisabs are not assessed independently. Metal and mixed-asset results require qualified verification.
2Your Zakatable Assets
What would you like to enter?
Open the categories you need. Closing a category keeps its amounts in the calculation.
🥇 Gold
🥈 Silver
Bank accounts, savings, deposits, cash on hand.
Total market value of all crypto holdings.
Inventory + cash on hand + trade receivables. Exclude fixed assets (machines, furniture).
🏠 Real Estate
Primary residence is exempt (scholarly consensus). Zakatable below applies only to property held for resale or rental income.
Only the amount saved, not the property value itself.
3Debts & Liabilities
Debts due within the next 12 months may be deducted in the Hanafi madhab.
Only next 12 months of payments, not the total outstanding balance.
4Zakat Calculation Result
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Important Disclaimer
This calculator provides a general estimate based on commonly accepted scholarly guidelines. Zakat obligations can vary based on individual circumstances, madhab, and local scholarly opinions. Always consult a qualified Islamic scholar for a ruling specific to your situation. This tool does not constitute a fatwa or religious ruling.
About Stocks & Funds Zakat in Germany
Zakat on Stocks & Funds in Germany is 2.5% of its market value, payable once your holdings stay above the nisab threshold for one full lunar year (hawl). The nisab equals the value of 85 g of gold or 595 g of silver (2026).
| Zakat rate | 2.5% |
|---|---|
| Hawl (holding period) | 1 lunar year (≈354 days) |
| Madhab | Hanafi |
Calculate Zakat on your stock portfolio, ETFs, and mutual funds in Germany. Supports both market value method (for traders) and zakatable assets approach (for long-term investors). Prices in EUR, following Hanafi guidelines.
Hanafi Madhab Rule
Trade goods (urud al-tijara) valued at market price on the date of Zakat calculation. For long-term investments, use zakatable assets approach.
Source: Zentralrat der Muslime in Deutschland
Frequently Asked Questions
How do I calculate Zakat on stocks in Germany?
There are two methods. (1) Market value method for active traders, which charges 2.5% on full portfolio value. (2) Zakatable assets method for long-term investors, which charges 2.5% on the proportional share of company's zakatable assets (shortcut: ~0.75% of market value).
Is Zakat due on ETFs and mutual funds?
Yes. ETFs and mutual funds are treated the same as individual stocks for Zakat purposes. Calculate based on their market value on your Zakat date.
What about retirement accounts (401k, ISA, RRSP)?
Scholars differ. Many contemporary scholars say Zakat is due on the accessible portion. For locked retirement accounts, some scholars say Zakat is due when funds become accessible. Consult your local scholar.