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Calculate Zakat
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Calculate Your Zakat Accurately & Freely

Free Zakat calculator for gold, silver, cash, stocks, crypto, and more. Supports all 4 madhabs, 25 countries, and real-time prices.

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Calculate Zakat on Any Asset

7 asset types supported

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Gold
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Silver
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Cash & Savings
📈
Stocks & Funds
₿
Cryptocurrency
🏢
Business Assets
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Real Estate

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Stocks & Funds Zakat — Canada

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Localized prices, currency, and madhab

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Pakistan
PKR
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United Arab Emirates
AED
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Saudi Arabia
SAR
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United Kingdom
GBP
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Canada
CAD
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Australia
AUD

Our Mission

Stability Protocol exists to make Zakat calculation accessible to every Muslim, everywhere. Zakat is the third pillar of Islam — a duty, not a service. We refuse to put it behind a paywall, a signup form, or a mandatory donation funnel. The calculator is free, multilingual, and built for scale: 25 countries, 7 asset types, four languages.

Every formula is verified against classical fiqh. We support all four Sunni madhabs — Hanafi, Maliki, Shafi'i and Hanbali — with their respective nisab thresholds, hawl rules and asset definitions. References include AAOIFI Sharia Standards, fatwas from Dar al-Ifta networks, and contemporary scholarly consensus on stocks, retirement accounts and crypto holdings.

No signup. No tracking of your wealth. All calculations run client-side in your browser — your numbers never leave your device. The site is halal-funded only: voluntary Sadaqa, shariah-certified affiliate partners (see /halal-resources/), and future Muslim Ad Network. Google AdSense and conventional ad networks are permanently excluded — see our Halal Charter at /halal-charter/. Open methodology, open results, no lock-in.

Frequently Asked Questions

What is the current nisab?
Nisab is the minimum wealth threshold above which Zakat becomes obligatory. It is set at 87.48 grams of gold or 612.36 grams of silver. The silver nisab is usually lower in value, so most contemporary scholars (and our calculator by default) use it for cash and mixed assets to maximize the number of eligible payers. Live spot prices are pulled in real time so the figure stays current.
What is hawl (the lunar year) and why does it matter?
Hawl is the requirement that wealth must be held continuously for one lunar year (354 days) above the nisab before Zakat becomes due. It applies to monetary assets like gold, silver, cash, stocks and crypto. Agricultural produce and livestock follow different rules. Pick a fixed date in the Hijri calendar (e.g. 1 Ramadan) and recalculate your Zakat on that same date every year — this anchors your hawl cleanly.
How do I calculate Zakat on gold jewelry I wear?
Madhabs disagree. The Hanafi school holds that all gold and silver jewelry — worn or stored — is zakatable above the nisab. The Maliki, Shafi'i and Hanbali schools generally exempt jewelry that is reasonably worn for personal use, while jewelry held for investment or display remains zakatable. Pick the madhab in the calculator that matches the ruling you follow.
What are the main differences between madhabs for Zakat?
Differences cluster around four areas: nisab choice (gold vs silver), treatment of personal jewelry, treatment of business inventory, and the rate applied to mixed retirement/pension funds. Hanafi tends to be the strictest on jewelry; Maliki adds specific rules for trade goods. The calculation rate is universally 2.5% on monetary wealth across all four schools — only the inputs change.
Are crypto and stocks subject to Zakat?
Yes, in the consensus of contemporary fiqh councils (AAOIFI, IFA OIC, ECFR). Crypto held as an investment is treated like cash at market value on your hawl date. For stocks, two methods exist: (1) the full market value if held for trading, or (2) the underlying zakatable assets per share if held long-term. The calculator supports both methods so you can pick the one your scholar prefers.
Do I still pay Zakat if I have debts?
Short-term debts due within the year (rent, bills, credit card balances, this year's mortgage installments) can be deducted from your zakatable wealth before calculation. Long-term debts like a 25-year mortgage are usually NOT fully deducted — most scholars only allow deducting the next instalment. The calculator has a debt input so you can apply your madhab's rule cleanly.
When should I pay my Zakat?
Whenever your hawl completes — that is, exactly one lunar year after your wealth first exceeded the nisab. Many Muslims align this with Ramadan because the reward of charity multiplies in that month, but the hawl date is what determines obligation, not the calendar month. Pay promptly once due; deliberate delay without reason is discouraged.
Is the calculator free? Is my data private?
Yes and yes. The calculator is free forever — funded only by halal sources: voluntary Sadaqa, shariah-certified affiliate partners listed at /halal-resources/, and a planned Muslim Ad Network integration. Google AdSense and conventional ad networks are permanently excluded (see /halal-charter/). All calculations run client-side in your browser using JavaScript; we do not send your wealth figures to any server. We do not store, log, or sell your inputs. No signup, no cookie wall, no tracking pixels inside the calculator flow.
4
Madhabs Supported
25
Countries
7
Asset Types
100%
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